 Lynnette Khalfani-Cox, The Money Coach
The Money Coach, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. Lynnette once had $100,000 in credit card debt, before paying it all off in three years and turning her financial life around. Since then, she has appeared on such national TV programs as The Oprah Winfrey Show, Dr. Phil, The Tyra Banks Show and Good Morning America sharing her success story and teaching millions about proper money management. Lynnette, a former Wall Street Journal reporter for CNBC, has also been featured in top newspapers including the Washington Post, USA Today, and the New York Times, as well as magazines ranging from Essence and Redbook to Black Enterprise and Smart Money. Lynnette is currently developing her own primetime TV series, called “For Love or Money,” which focuses on relationships and money – especially the financial issues facing couples. For more information about Lynnette, or to sign up for her free personal finance newsletter, visit her website at: http://www.TheMoneyCoach.net.
Every year, millions of Americans make New Year’s resolutions in order to improve some area of their lives. For most of the month of January I took questions to see what were the top financial resolutions for 2008. Here are some of the questions and my answers.
Paying Off That High Interest Credit Card First Is Often a Big Mistake
by Lynnette Khalfani-Cox, The Money Coach
Trying to dig out of credit card debt can often feel like treading water. Although you’re making those payments every month, you still can’t seem to get ahead. Unfortunately, lots of consumers grappling with credit card bills thwart their efforts to become debt-free by making a huge financial mistake: even though they barely see their balances budge, they continue to pay off their credit cards with the highest interest rate first, under the assumption that doing so is always the best way to have zero debt. In reality, nothing could be farther from the truth. I know, because I once had $100,000 in credit card debt before I paid it off in three years – without ever missing a payment – and turned my financial life around. I then wrote a book, called Zero Debt: The Ultimate Guide to Financial Freedom, which became a New York Times best-seller because so many people wanted to know the secrets to my success. Now I’m about to share one of those secrets with you.
College Financial Tips For Parents and Grandparents
by Lynnette Khalfani-Cox, The Money Coach
For those of you who are parents (and grandparents too), it’s understandable that you want to help your child avoid the plague of student loan debt, but there’s a right way to go about doing it and a wrong way. The wrong way is to completely sacrifice your financial future, forgoing retirement savings and just “hoping for the best” when you’re in your Golden Years. The right way is to approach college with some smart financial planning. Take these following tips to reduce the student loan burden that you – and your kid – will face later in life.
 What’s Your Top Financial New Year’s Resolution for 2008?
by Lynnette Khalfani-Cox, The Money Coach
Every year, millions of Americans make New Year’s resolutions in order to improve some area of their lives. While health-related resolutions frequently make the list (come on now: haven’t you ever said “I want to lose 10 pounds?”), money-related resolutions have become increasingly popular too.
Q & A Avoiding Debt & Holiday Over-Spending
by Lynnette Khalfani-Cox, The Money Coach
In the last article, “How to Avoid Debt and Holiday Over-Spending” I asked to submit your questions on avoiding debt during the holidays and holiday over spending. Michelle from Detroit MI asked...
 How to Avoid Debt and Holiday Over-Spending
by Lynnette Khalfani-Cox, The Money Coach
December is here, and that means you can’t walk into any retail establishment or department store without being inundated with sales offers, promotions, and other marketing gimmicks designed to get you spending early for the holiday season.
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